Contractor’s Plant & Machinery Insurance- Benefits And Exclusions

Coverage: Plant and equipment often constitute a considerable part of a building contractor’s investment. Contractor’s Plant and Machinery insurance is an exclusive all risks policy covering the plant and machinery used by the contractors at the site for various projects.
Contractors Plant and Machinery Insurance covers the property whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or in the course of operations or when being shifted within the premises or during subsequent re-erection, but in any case only after successful commissioning.

Interest Covered: Illustrations of machineries/equipment that can be covered under Contractors Plant & Machinery insurance are-
– Earthmoving equipment: Bulldozer, grader, scraper, excavator, loader, dumper, etc
– Concrete mixer, concrete pumps
– Lifting equipment and drilling equipment Road surfacing equipment:
– Batching plant for production of concrete of asphalt
– Concrete or bitumen paving machines
– Bitumen tank sprayers (iv) rollers

Duration: Normally on annual basis and to be renewed periodically

Scope: It is an all risks insurance policy covering loss or damage to the property by any cause other than those excluded-
– Fire, lightning, explosion, aircraft damage
– Riot, strike, malicious act
– Flood, inundation, storm, cyclone and allied perils
– Landslide, subsidence and rockslide
– Burglary and theft
– Collision, overturning and falling of foreign object
– Any other sudden, unforeseen, accidental damages not explicitly excluded

Exclusions: Some of the special exclusions under the policy are-
– Electrical /mechanical breakdown
– Vehicles designed and licensed for general road
– Hull and machinery of waterborne vessel/crafts
– Plant/machinery working underground
– Equipments undergoing testing
– Replaceable parts
– Loss or damage due to explosion of boiler/pressure

Feng Shui Dragon Tortoise

Tortoises and dragons have been known to be the two immensely powerful symbolic items of Feng Shui. The dragon alone has several symbolic meanings and it stands for wealth, positive energy, fertility and immortality, to mention a few. The dragon is believed to have a positive influence on humans according to the Chinese mythology.

The tortoise also has potential symbolic meaning and it represents permanence, of committed efforts and of premeditated actions that would lead to inevitable success. The unification of these two powerful symbols- the Dragon and the Tortoise results in the formation of one Feng Shui item that possesses the power of both these animals and brings in longevity and success.

The symbol of Dragon Tortoise is portrayed with the dragons head and the tortoises body. A tiny turtle is usually found on the tortoises shell at the back, and the Feng Shui item stands on precious metal ingots and coins piled up together. A coin can often be found inside the mouth of the dragon.

The Dragon tortoise happens to be one of the four ancient propitious animals dragon, tiger, phoenix and dragon tortoise. This Feng Shui Product is believed to have tremendous potential because of combined effects derived from its unique figure; which is the combination of a dragon and a tortoise. Dragon tortoises can bring in Gui Ren to your life, which means people who help. Gui Ren can be either your boss or colleagues, customers or anyone who can do good to you. Apart from that, this Feng Shui cure can also help in avoiding disasters and converting negative energy into valuable positive energy. But the major potential of the Dragon Tortoise lies in its ability to attract wealth.

The Dragon Tortoise which is the combination of two celestial animals of the four

Brilliant Ideas When Buying Modern Furniture

Before Buying any piece of Modern Furniture, you must think first about your interior design style.

There is a new glory in using modern furniture pieces in decorating and furnishing your place. The beauty of every modern furniture piece intends to bring change, dramatic and meaningful effect in your home that you will treasure for good. This is something that is worth exploring if you want to uplift and increase the value of your property and of course, if you want to enjoy superior way of living from now on.

You dont need to pay for professional architects and interior designers to transform your place into your dream home, though their help is welcome. If you manage to succeed in decision making, in choosing which furniture pieces to acquire, this is already an achievement.

Dont Miss These Ideas When Doing Furniture Shopping

Dont practice shopping out of whim. Careful planning and decision making is the key to acquiring the right furniture pieces. Planning means doing careful research about furniture materials and which furniture designs will make your place the place to be.

Which furniture items can be combined, which designs can blend together, and which styles perfectly create a very good atmosphere? There must be harmony even if you only chose to settle for minimalist furniture pieces.

Modern furniture is the new glory in home dcor and living because of the distinct look and feel it offers to every homeowner and consumer looking for a new approach to redecorate and refurnish their place.

Powerful statements in your place can only be created if you use furniture pieces that offer outstanding designs and compelling features that you cant simply ignore.

The Grand Plan and the List
You never know how great things you are going to accomplish if you have

Noida – An Excellent Option Residential Homes Investment

Noida as a potential residential home location is actually quite a good choice considering its strategic location. Noida is definitely an excellent option for those who are looking to settle down close to Delhi, the national capital. Delhi, being the capital city is quite important from both commercial as well as cultural point of view. And to stay in touch with all major events going on or coming up in Delhi, you better settle down close to NCR.

Noida is well connected to every important location in NCR either through road, or through Metro. The DND flyover reduces the distance from Noida to Delhi quite significantly hence reducing the traveling time for the commuters and making life much easier for them. The metro facility is quite a boon for office goers who travel to far off distances from their homes for their daily jobs. Greater Noida is also quite close thanks to the Yamuna Expressway which has wide and clean roads. The city’s infrastructure is quite well planned by its well managed city administration.

Considering all the positives of settlement in Noida, it has now become a preferred city where one can book their own residential properties in Noida and settle down. Even for people having a budget constraint, there are quite a good number of options in Noida as well as Noida extension. Residential apartments in Noida are quite affordable as compared to similar properties in Delhi. Since the beginning of the real estate development in the Noida city, a number of developers have initiated residential projects with a view to meet the growing demands for the affordable homes by people in all class. A number of organized housing societies have been planned to bring an overall improvement in living style along with the improved comfort levels.

Creating A Web Site With A Search Engine Optimized Architecture

A web sites architecture is what grounds all future search engine marketing efforts. An optimal web site architecture facilitates a search engine in traversing
and understanding the site. Therefore, creating a web site with a search engine optimized architecture is a major contributing factor in achieving and maintaining high search engine rankings.
Architecture should also be considered throughout a web sites lifetime by the web site developer, alongside other factors such as aesthetics and usability. If a new feature does not permit a search engine to
access the content, hinders it, or confuses it, the effects of good content may be reduced substantially.For example, a web site that uses Flash or AJAX technologies inappropriately may obscure the majority
of its content from a search engine.

Optimizing a sites architecture frequently involves tinkering with variables that also affect usability and the overall user perception of your site. When we encounter such situations, we alert you to why
these certain choices were made. Sometimes we find that SEO enhancements run counter to usability. Likewise, not all designs that are user friendly are search engine friendly. Either
way, a compromise must be struck to satisfy both kinds of visitors users and search engines.

One common misconception is that search engine optimization efforts can be made after a web site is launched. This is frequently incorrect. Whenever possible, a web site can and should be designed to be
search engine friendly as a fundamental concern.Unfortunately, when a preexisting web site is designed in a way that poses problems for search engines,search engine optimization can become a much larger task. If a web site has to be redesigned, or partially
redesigned, the migration process frequently necessitates special technical considerations. For example,old URLs must be properly redirected